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Baccarat Game

Baccarat

Baccarat , or sometimes called punto banco, is a classic casino game often associated with high rollers, as you may have seen in James Bond movies or if you have been to an Asian casino where often 90% of the casino’s business is with baccarat as it’s such a popular game with relatively special rules. One interesting aspect is that it is played with many decks of cards, often six to eight decks. Like most classic games, it can be played at both a land based casino and online casinos.


Basic Rules

In baccarat you always play against the bank. Interestingly, and something that makes the game quite special and unique is that you can bet on yourself to win, or bet on the bank to win. In addition, you can bet that the outcome of the hand will be a draw or tie, but the probability of this happening are quite low and the house takes a higher commission on this bet. The general strategy of the game is to build a hand value that is close or equal to 9.

Scoring System

Face cards and 10s all have zero value so having them does not affect your score and can keep it low. An Ace is worth one point. For all remaining cards, the normal value of each card applies. An additional rule in baccarat is that when adding all of your cards together, once the combined value exceeds 9, the first digit of the total is ignored. For example, if you have a 7 and 8 for your two cards, the combined value would be 15, but would only be counted as 5 in baccarat. With these unique rules your hand value will never exceed 9. If your cards add up to 10, the score is 0. If the sum of cards comes to 12, the score is 2, and if 18 this is a score of 8, and so on. If you or the banker has a score of 8 or 9 after only two cards, this is referred to as a ‘natural’ and means an automatic win, unless both banker and player have the same hand or a higher natural.

Baccarat Dealing Rules

Each game begins with players deciding whether to bet on their own hand, the bank’s hand, or a draw.
Betting amounts and maximum bet will vary at each casino, so it’s best to research this option. Initially, the players and the bank will receive two cards face down. If either receive a natural, which is a combined value of 8 or 9, then the hand is over. If both receive a natural, then the best hand wins. If neither have a natural, then action turns to the player where all further procedures are pre-determined. If the player has a hand value of 6 or 7, then he stands and action returns to the banker. The banker then needs to draw a third card on a total of 5 or less. If, on the other hand, the player has a hand value of 5 or less, then the player is forced to take a third card. Once the player receives a third card, this is the end of all action for the player. The banker is then left with a fairly detailed list of procedures all pre-determined and done automatically. If the banker has a hand value of 0,1, or 2 then he draws a third card. If the banker has a hand value of 3, 4, 5, or 6 then he draws a third card only based on the point value of the player’s third card from previous action. If banker has a hand value of 7 he always stands and the hand is over.

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